Stebunova О. И. and Salnikova К. В. (2026) “APPLICATION OF SIMULATION MODELING TO ASSESS THE IMPACT OF PREFERENTIAL MORTGAGE PROGRAMS ON HOUSING AFFORDABILITY”, Social’no-ekonomiceskoe upravlenie: teoria i praktika, 22(2), pp. 63–72. doi: 10.22213/2618-9763-2026-2-63-72.